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The problem

People with convictions can often face barriers in financial services as a direct result of their criminal record, particularly with insurance, mortgages and in some cases, bank accounts.


What we’re doing

Our work mainly focuses on insurance and bank accounts.

In 2014, we completed a 9-year long project to develop access to basic bank account services for people in prison before release.

In early 2013, we undertook research into the role of credit unions.

In 2012, we secured reforms to insurance disclosure law.

In 2010, we published a report, Time is Money.



Latest news

See the bottom of this page for our latest posts about this issue.


Useful links, resources and publications

Written submission to the Financial Inclusion Commission (Unlock, November 2014)

Unlocking Credit Unions (with LJMU) (January 2013)

Briefing on the Consumer Insurance (Disclosure and Representations) Bill (February 2012)

Written Evidence to the Special Bill Committee – Consumer Insurance (Disclosure and Representations) Bill (November 2011)

Time is Money: The Role of the Financial Services Industry in Reducing Re-Offending (in CII, with Kimmett Edgar) (April 2011)

Time is Money – Financial responsibility after prison (with the Prison Reform Trust) (October 2010)

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Latest news on this issue

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